Will my bank count these as separate Direct Debits?

Yes. Each Direct Debit is set up separately and will appear as individual Direct Debits on your bank account (with the payment reference 'BonusDebits').

How long does setup take and when can I start my switch?

Many banks only count a Direct Debit as active for switch bonuses once the first payment has been taken. In most cases, the Direct Debit will appear in your bank account within 5 working days, with the first payment taken within 7 working days. We recommend starting your bank switch once the first payment appears in your transactions. Timing can vary slightly depending on your bank, the day of the week, or bank holidays.

How does billing work?

The first payment typically appears in your transactions within 7 working days from setup. After the first payment, we collect the same amount monthly. You’ll receive confirmation and payment notifications directly from Stripe.

Can I cancel at any time?

Yes. You can cancel through your bank at any time, or email us at contact@bonusdebits.co.uk and we’ll help. There are no cancellation fees or minimum terms. We recommend waiting until your switching bonus has been paid, or until your bank has confirmed you’ll receive it to avoid disappointment.

Do you store my bank details?

No. We don’t store your bank or personal details. Payments are handled securely by Stripe.

How many Direct Debits can I set up?

You can set up 1–3 Direct Debits in a single checkout. Most banks require two or three for switching bonuses. If you ever need more, you can simply use the service again to set up additional Direct Debits.

What happens if I switch banks again later?

When you use the Current Account Switch Service, your Direct Debits automatically move to your new account. If you switch again in future, they’ll move again automatically.

One form for all your cheap Direct Debits

The easiest Direct Debits for bank switching

Set up all your Direct Debits for a bank switch offer in under a minute. One form. Up to 3 Direct Debits. From 40p each.

Set up my Direct Debits

Powered securely by Stripe
Protected by Direct Debit Guarantee
Counts for bank switches
Cancel anytime

How it works

Take the admin out of bank switch bonuses

Most bank switch offers require 2–3 active Direct Debits. The usual methods are slow and admin-heavy: shuffle your existing ones around, take out subscriptions you don’t want, or set up cheap Direct Debits one at a time.

With BonusDebits, you fill in one form and you’re done.

1 Choose your Direct Debits: Select up to 3 Direct Debits based on your bank’s requirements. The more you need, the less you pay per Direct Debit.
2 Fill out one simple form: We’ll set up all your Direct Debits in one go. Payments are processed securely via Stripe. We don’t store your bank details.
3 Get ready to start your switch: Once the first payment appears in your transactions (usually within 7 working days), you’re ready to start your switch.

Pricing

The more you set up, the less you pay per Direct Debit

You’re one form away from qualifying for your bank switch bonus.

1 Direct Debit

Perfect for basic bank switch requirements.

50p /month

Qualifies for bank switch bonuses
Switch-ready in 7 working days
Cancel anytime

Set up 1 Direct Debit

2 Direct Debits

3 Direct Debits

Meets higher bank switch offer requirements.

£1.20 /month

40p per Direct Debit (save 20%)
No repeat form filling
Qualifies for bank switch bonuses
Switch-ready in 7 working days
Cancel anytime

Set up 3 Direct Debits

Why choose BonusDebits?

The fastest and easiest way to meet your bank switch requirements

Set up all the Direct Debits you need in one form, in one minute. Bundle pricing means you pay less per Direct Debit the more you set up.

No repeat checkouts. No repeat form filling. No hassle.

Feature	BonusDebits	Others
1 Direct Debit	50p	£1
2 Direct Debits	90p	£2
3 Direct Debits	£1.20	£3
Set up all at once	All at once	Individually
Admin time	1 minute	2–6 minutes
Switch-ready	7 days	7 days

Based on a comparison of 8 UK Direct Debit services, May 2026. Switch-ready time shown in working days.

Direct Debits created: 441
Bank switchers helped: 140
Avg checkout time: 54s

Your questions answered

Frequently asked questions

Yes. These are genuine Direct Debits backed by the Direct Debit Guarantee and processed securely via Stripe. Eligibility is set by each bank, so always check your bank’s specific switch terms.

What users say

Trusted by UK bank switchers

“Really simple to do and saves me a headache each time I switch.”

Chris J – YouTube

“I prefer the convenience of BonusDebits for setting up all my Direct Debits in one go.”

Kim C – Reddit

Don’t let admin get in the way of your bank switch bonus

Set up all your Direct Debits at once in under a minute. From 40p each. Cancel anytime.